Addiction often brings along with it a host of negative consequences that include broken relationships, loss of employment, and financial stress. If left unaddressed, substance abuse can progress to a dangerous level where the individual can no longer handle basic everyday responsibilities.
At this point, the only option left would be to search for professional help. But what could prevent an individual from promptly seeking desperately-needed help? One reason could be living in denial. In many cases, however, addicts and alcoholics are held back from getting help because of the financial resources needed to enter addiction rehab services.
Our patients are often surprised to learn that their health insurance can actually pay for all of their treatment costs or a substantial portion of it. Many individuals in New York have been able to significantly reduce their substance abuse treatment costs by using their NYSHIP insurance policy, also known as The Empire Plan.
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What Is Nyship Health Insurance?
The New York State Health Insurance Program (NYSHIP) is one of the leading public employer health insurance programs in the United States. NYSHIP was established in 1957 to give State employees access to quality and affordable healthcare services. The following year, the organization expanded its services to embrace both local governments and school districts. NYSHIP is an Empire plan, providing coverage for more than 1.2 million state and local government employees, retirees, along with their families. As an NYSHIP drug and alcohol rehab center, we assist men and women across New York State have the Empire Plan.
Drug Rehabs That Accept Nyship Insurance
There are many drug rehabs that accept NYSHIP insurance, but how do you find the best one? Families seeking help for a loved one typically begin their search online. While this might seem like an easy approach, the process can often be overwhelming. A simple Google search for “NYSHIP drug rehab centers,” will likely throw up thousands of results in front of your face. Narrowing down your options becomes an intimidating challenge. Even so, many of the results could be misleading, as some of the highly-rated facilities on top of the searches are not well equipped and lack competent manpower.
If you are resident in New York and are looking for an NYSHIP addiction rehab center for yourself or a loved one, then you will be relieved to know that Recreate Life Counseling is one of the most highly-rated JCAHO accredited rehab facilities that accepts NYSHIP insurance for drug rehab treatment.
Will Nyship Cover My Substance Abuse Treatment?
Most NYSHIP health insurance plans provide extensive coverage for treatment of mental health and substance abuse. Just like your standard Empire Plan, the level of addiction care covered varies from one plan to another. Here at Recreate Life Counseling, we can help you determine what addiction service are covered and what extra expenses you will be responsible for.
As an NYSHIP member, you can expect two levels of benefits for covered services under the Empire Plan Mental Health and Substance Abuse Program:
- In-network coverage
- Out-of-network coverage
Our addiction specialists at Recreate Life Counseling will provide you with a 100% free insurance benefits check to determine your level of coverage for our addiction treatment services.
What Drug Rehab Programs Are Covered By Nyship Insurance?
Your NYSHIP insurance gives you coverage for the following services deemed as medically necessary:
Inpatient Rehab Services
Prescription medications: Drugs dispensed by an approved facility for residential or partial hospitalization are covered, however, take-home medications for substance abuse are not covered.
Inpatient Psychiatric Consultation: Once approved by the program administrator, you will receive coverage for services recommended by your physician as medical necessities, so long as you are in the medical unit of a hospital.
Partial Hospitalization Program: Substance abuse treatment obtained at an NYSHIP drug rehab facility are covered.
Outpatient Rehab Services
The following outpatient services are covered by your NYSHIP insurance:
Family counseling sessions: Your Empire plan provides coverage for up to 20 family counseling sessions per a calendar year.
Outpatient rehab programs: NYSHIP covers your outpatient substance abuse treatment costs, either fully or partially.
Emergency services: Any emergency service where you were not admitted into inpatient rehab is viewed as an outpatient service, and is therefore covered.
Ambulance services: NYSHIP covers ambulance services used to transport you to the closest facility or hospital during an emergency caused by your addiction. As long as the ambulance service is within its network, your benefits will be covered.
Nyship Drug Treatment Starts Today
By making use of your health insurance plan, you can receive top-notch addiction treatment at Recreate Life Counseling without bearing a heavy financial burden. You do not have to suffer under the grip of addiction any longer if you have an NYSHIP health insurance plan.
Your health insurance was actually created to help you pay for medical expenses, including rehab services. You can rest assured, knowing that at Recreate Life Counseling accepts your NYSHIP insurance for coverage of your addiction treatment costs. Just give us a call and we will verify and confirm your insurance benefits at no extra cost to you.
Caring for a loved one struggling with addiction can be hard, and we don’t wish to make it any harder. That being the case, we want to help you in doing all the grunt work so that you can focus on getting the best treatment for your loved one. Having an insurance plan ready to use is one of the best ways to reduce your financial stress when addiction hits a loved one. Begin the process of recreating your life by contacting our admissions team around the clock.
